Practice Areas Personal Injury Insurance Disputes

Insurance Disputes (Errors and Omissions)

Did your insurance company or financial planner make a mistake? Did they fail to get you the insurance you asked for or provide you with insufficient coverage to protect you in the event of a catastrophe? If so, our Boca Raton insurance lawyers may be able to help you hold the negligent insurance agent accountable in an errors and omissions lawsuit.

Michael K. Grife has been handling these complex claims for injured victims in the Boca Raton area since 2005, and he understands the serious financial hardships you are facing after finding out your insurance policy doesn’t provide you with the coverage you expected. He will fight aggressively to recover the compensation you deserve.

The best way to learn about your rights and options is to speak with Mr. Grife in person. Please call 561-998-0770 today to schedule your free consultation at our Boca Raton personal injury office.

What are Errors and Omissions?

Your insurance agent has a duty to act in your best interests and make sure the policies they sell you adequately address your coverage needs. Unfortunately, many insurance agents are more concerned with collecting their commission than providing their clients with the proper coverage. In order to sell as many policies as possible and boost their income, many insurance agents will cut corners. Our Boca Raton insurance attorneys can help you seek recourse if insurance agents process applications before they are thoroughly reviewed, for example, or fail to provide a full disclosure of the policy’s terms.

These actions are called errors and omissions, and they often result in financial disaster for the policyholder. Mr. Grife can file a claim to help you recover compensation for any damages suffered as a result of the insurance agent’s negligent actions.

Common Errors and Omissions

The following actions may give rise to an errors and omissions case:

• Failure to adequately investigate a client’s insurance needs
• Failure to perform a periodic review to determine whether the policy holder’s needs have changed
• Failure to review the insurance application with the client before it is signed
• Failure to provide coverage that fully protects your assets
• Misrepresenting the terms of the coverage provided by the policy
• Putting you into an investment that does not meet your needs or creates unanticipated liabilities

These issues are often complicated, and there is no substitute for consulting an insurance lawyer in Boca Raton to advise you. In many instances, it becomes a matter of your word against the insurance agents. Mr. Grife will carefully investigate your claim to determine precisely what happened. He works with a team of insurance industry experts who can help establish negligence, giving you the edge you need when seeking to maximize your compensation.